Image Courtesy: pixabay.com
Image Courtesy: pixabay.com
You are viewing rates from banks across Troy
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Troy, New York . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Troy, NY - August 2, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
|
4.15% |
$25,000 |
- |
Learn More
|
|
|
Warning: Early Withdrawal Penalty is 2% of the account balance. |
||||
|
Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
||||
|
4.15% |
$500 |
- |
Learn More
|
|
|
AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
||||
|
4.10% |
$10,000 |
- |
Learn More
|
|
|
Early Withdrawal Penalty is 270 days interest. |
||||
|
Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
||||
|
4.00% |
$1,000 |
- |
Learn More
|
|
|
Early Withdrawal Penalty is 90 days interest. |
||||
|
Savvysaver | Jun 26, 2020 Rate not current Read More |
||||
|
3.80% |
$2,500 |
- |
Learn More
|
|
|
Earty Withdrawal Penalty is 180 days interest. |
||||
|
HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
||||
|
3.80% |
$500 |
- |
Learn More
|
|
|
Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
||||
|
Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
||||
|
3.00% |
$1,000 |
- |
Learn More
|
|
|
RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
||||
|
2.00% |
$10,000 |
12.88 |
Learn More
|
|
|
Rate History: 3.00% → 2.50% → 2.00% |
||||
|
Hayley7788d@outlook.com | Jan 2, 2023 Terrible customer service by investment side. Fees too high , too full of themselves Read More |
||||
|
1.00% |
$10,000 |
17.30 |
Learn More
|
|
|
Rate History: 4.50% → 1.00% → 4.00% → 1.00% |
||||
|
Turonemckinney17@gmail.com | May 19, 2018 Experience Read More |
||||
|
0.92% |
$500 |
18.91 |
Learn More
|
|
|
Rate History: 0.10% → 4.25% → 1.50% → 0.92% |
||||
|
Mark Fitzpatrick | Apr 4, 2016 I been with trustco for years and it is well run. They really are a home town bank. As a small business person i appreciate the business card stand they have in the branches for there customers. I was w... Read More |
||||
|
0.60% |
$10,000 |
18.54 |
Learn More
|
|
|
0.50% |
$10,000 |
18.47 |
Learn More
|
|
|
Run | Jan 12, 2021 They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones Read More |
||||
|
0.50% |
$10,000 |
23.23 |
Learn More
|
|
|
0.40% |
$10,000 |
19.19 |
Learn More
|
|
|
0.25% |
$10,000 |
- |
Learn More
|
|
|
UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
||||
|
0.20% |
$10,000 |
18.11 |
Learn More
|
|
|
0.15% |
$500 |
- |
Learn More
|
|
|
The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
||||
|
0.05% |
$10,000 |
18.80 |
Learn More
|
|
|
Rate History: 4.75% → 0.01% → 0.05% |
||||
|
Seeko | Mar 28, 2023 On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More |
||||
|
0.03% |
$100,000 |
18.12 |
Learn More
|
|
|
Treasure | Jul 24, 2023 BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More |
||||
| Branch | Street | City | State |
|---|---|---|---|
|
JPMorgan Chase Bank, National Association Corporate Woods Middle Market Branch |
12 Corporate Woods Boulevard | Albany | NY |
|
TD Bank, National Association Td Bank, National Association Branch |
343 Delaware Avenue | Delmar | NY |
|
TrustCo Bank Slingerlands Branch |
1569 New Scotland Ave | Slingerlands | NY |
|
Pioneer Bank, National Association Guilderland Office Branch |
1883 Western Avenue | Albany | NY |
|
Berkshire Bank Slingerlands Ny Branch |
11 Vista Boulevard | Slingerlands | NY |
|
The Bank of Greene County Ravena-Coeymans Branch |
2494 U.S. Route 9w | Ravena | NY |
|
NBT Bank, National Association Guilderland Branch |
5 New Karner Road | Guilderland | NY |
|
Chemung Canal Trust Company Slingerlands Office Branch |
1365 New Scotland Rd | Slingerlands | NY |
|
KeyBank National Association Keybank National Association Branch |
1973 Western Avenue | Albany | NY |
|
Bank of America, National Association Westmere Branch |
1791 Western Avenue | Albany | NY |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
Use or Change these Amounts And Rates